The following information is provided in respect of our main staff

KEITH CAWDELL
MBA FCMI APFS AIFP AHEA
Chartered Financial Planner

Keith has been in practice for more than 25 years, is a Chartered Financial Planner and a Fellow of the Chartered Management Institute. He offers a comprehensive service to his clients and is always happy to work in conjunction with his clients’ other professional advisers.

He is a former Examiner and External Tutor for the Chartered Insurance Institute, a Senior Lecturer in Accounting, Finance, Finan cial Planning and Professional Ethics at local universities and colleges.

Keith’s MBA in Developing Businesses, which he obtained with a distinction, provides a platform for the provision of innovative thinking and solutions for client’s financial planning needs.

In his leisure time he enjoys playing golf and supporting his local community with his Rotary Club.

JULIET GAYFORD
MA Social Policy and Development, BSc (Hons) Open, Diploma in Environment and Development (Open), Certificate Chartered Insurance Institute; Cert PFS, MAQ

Juliet completed her Financial Planning Certificate in 1999 and graduated from the Open University in 2001 having studied Human Geography. Subsequently she adopted the role of Financial Paraplanner with a specialist interest in ethical and socially responsible investments. In 2009 she decided to take her studies further and embarked on an MA in Social Policy and Development with Middlesex University. Her dissertation for the MA was a qualitative analysis on the reasoning behind decisions made by women in respect of saving for retirement.

Juliet has worked within the Andover Group of Companies since 1986

JOYCE BODDEY
Joyce joined the Andover Group of Companies in 1990 and oversees our Administration and Compliance Services.

Joyce was one of the first in the country to complete the Financial Administration Foundation Certificate in both Life and Pensions and was Kempston Rotary Club’s first lady president 2012/2013. Her colleague Juliet Gayford will follow her in this role.

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